7. mBank Group in the Financial Services Market in 2014

At the end of 2014, mBank was among the largest Polish banks across all relevant market segments.

Most of the Group subsidiaries also rank high in their respective market segments. The table below presents the market share and the position of mBank and of selected subsidiaries at the end of 2014 compared to 2013:

 

 

Business category

Market position in 2014*

Market Share

 

 

2013

2014

Corporate Banking

Corporate loans

 

5.9%

6.2%

Corporate deposits

 

8.3%

8.8%

Leasing

3

6.9%

7.4%

Poland

7

8.3%

7.9%

Retail Banking in Poland

Total loans

 

6.2%

6.2%

   Of which mortgage loans

 

7.4%

7.3%

             Non-mortgage loans 

 

4.4%

4.6%

Deposits

 

5.0%

5.3%

Retail Banking in the Czech Republic

Total loans

 

0.9%

1.2%

   Of which mortgage loans

 

1.3%

1.6%

            Non-mortgage loans 

 

0.3%

0.5%

Deposits

 

1.1%

1.3%

Retail Banking in Slovakia

 

 

 

Total loans

 

0.5%

0.7%

   Of which mortgage loans

 

0.6%

0.8%

             Non-mortgage loans 

 

0.2%

0.3%

Deposits

 

1.6%

1.5%

Investment Banking

Financial markets

 

Treasury bills and bonds

 

10.9%

14.8%

IRS/FRA

 

25.2%

27.3%

FX spot and forward

 

10.7%

10.9%

Non-Treasury securities

 

Short-term debt securities

5

15.1%

8.1%

Corporate bonds

3

13.7%

12.9%

Bank debt securities**

1

31.7%

34.3%

Brokerage

 

Equities trading

9

4.1%

3.9%

Futures

2

17.5%

18.0%

Options

3

20.3%

17.9%

Source: Own calculations based on data from mBank, NBP, WSE, CNB, NBS, Fitch Polska, Polish Factors Association, Polish Leasing Association, press reports

* where determinable

** excluding “road bonds” issued by Bank Gospodarstwa Krajowego (BGK) 

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