11. Overhead costs

 
  Year ended 31 December
  2014 2013
Staff-related expenses (844 131) (808 259)
Material costs (627 613) (586 658)
Taxes and fees (29 811) (30 011)
Contributions and transfers to the Bank Guarantee Fund (70 790) (58 228)
Contributions to the Social Benefits Fund (6 993) (6 782)
Other (1 205) (215)
Total overhead costs (1 580 543) (1 490 153)
prev next

 

“Material costs” consist of tangible assets operating lease payment costs (mainly real estate) of PLN 27 678 thousand (2013: PLN 27 562 thousand).

Staff-related expenses in 2014 and 2013 are presented below.

 
  Year ended 31 December
  2014 2013
Wages and salaries (682 454) (657 993)
Social security expenses (102 000) (98 847)
Employee contributions related to post-employment benefits (616) (857)
Remuneration concerning share-based payments, including: (24 814) (15 886)
- share-based payments settled in mBank S.A. shares (14 251) (15 759)
- cash-settled share-based payments (10 563) (127)
Other staff expenses (34 247) (34 676)
Staff-related expenses, total (844 131) (808 259)
prev next