29. Amounts due to customers

 

 
  31.12.2014 31.12.2013
Individual customers: 39 284 776 34 203 119
Current accounts 27 974 843 24 260 502
Term deposits 11 202 722 9 889 000
Other liabilities: 107 211 53 617
- liabilities in respect of cash collaterals 19 357 24 566
- other 87 854 29 051
Corporate customers: 32 237 087 26 752 869
Current accounts 13 516 365 12 849 839
Term deposits 11 128 087 6 434 108
Loans and advances received 3 218 105 2 100 331
Repo transactions 3 738 058 4 629 955
Other liabilities: 636 472 738 636
- liabilities in respect of cash collaterals 492 975 433 438
- other 143 497 305 198
Public sector customers: 900 616 717 539
Current accounts 627 765 579 319
Term deposits 250 263 129 981
Repo transactions 12 951 -
Other liabilities: 9 637 8 239
- liabilities in respect of cash collaterals 125 137
- other 9 512 8 102
Total amounts due to customers 72 422 479 61 673 527
     
Short-term (up to 1 year) 67 174 957 57 590 020
Long-term (over 1 year) 5 247 522 4 083 507
prev next

As at 31 December 2014, the majority of the deposits from retail and corporate customers bore fixed interest rates. The average interest rate for amounts due to customers (excluding repos) amounted to 1.50% (31 December 2013: 2.02%).

As at 31 December 2014, the balance of loans and advances received included a loan received from European Investment Bank amounting to PLN 3 218 105 thousand (31 December 2013: PLN 2 100 331 thousand). The loan was collateralized with treasury bonds, which have been presented as pledged assets under Note 23 and Note 37 .